Homeowners Insurance
You’ve worked hard to buy the home you deserve, and it’s important that it’s protected. The one thing we know as homeowners ourselves, is to expect the unexpected. From fire to flood to theft, we’ve got you covered.
As your local Farmers agents here in the Calabasas, CA area, we are committed to helping you understand all of your property insurance options and crafting a comprehensive plan that uniquely meets your needs.
What Is Covered?
Structure
Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental events such as fire, wind, lightning, falling objects, and vandalism. This is the coverage most homeowners think of first when selecting insurance and with good reason.
Contents
Contents coverage is just that — it covers what’s inside your home. This includes everything from furniture and electronics to pots and pans because even the little things add up. If these items are lost or destroyed by a covered event, your policy can help pay to replace them.
Liability
The third component of your home policy is liability coverage. It helps protect you from loss in case you’re financially responsible for injury to others or damage to their property. This coverage extends beyond your home and in fact follows you anywhere in the world.
We’re just scratching the surface.
Give us a call today to learn about all the different ways Property Insurance can keep you protected.
Farmers Smart Plan Home
Smart Plan Home Policies can make it easier for you to protect your home exactly how you want. You decide on one of three home insurance packages, and then make it your own with limits and options of your choosing.
Standard
Gives you affordable coverage with available protection for what matters most to you
Enhanced
Level up with extended limits and replacement cost of your home’s contents and roof
Premiere
Provides guaranteed home replacement cost and the highest limits on personal property
Renters Insurance
Your landlord may have an insurance policy, but if there's a fire or theft in your building, that policy may not cover your possessions. We’ve all heard the classic nightmares between renters and landlords. That's why there's Renters insurance. Get a Renters Insurance quote to see how affordable it is to protect your personal belongings.